Well, from speaking to people, the issue generally isn't not 'having money', but rather getting your money from you to the provider.
A lot of people on here don't have debit/credit cards due to their age, and some payment processors deny transactions from certain countries.
If you can purchase Ukash/PaySafeCard in your country, it might be worth trying out
https://zhangltd.net/
Yes, they look dodgey, but they're in fact a sister company to a larger company. I converse with someone who works there on a regular basis, and they're highly reputable.
This method is much, much better than fiddling around with OneBip - You don't get blasted with huge charges, and the provider gets 100% of the money. Everyone's happy