[miokie]

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○ Is there a "skin changing" hack?

Well in single player people can use Trainers to change their skin, So I guess people could use those same trainers with SA-MP.

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○ Is there anything else regarding hacks that an experienced SA-MP player can give me some insight about?

Watch out for some hackers which are there just to ruin smaller communities, They can use Auto re-connect so about 2 seconds after being kicked/banned they'll be back in the server.